Debt Credit Repair

How do I get out of debt?

The US and other countries are heavily in debt. Not only are governments in debt, but the people are laden with personal debt, and the problems are just getting worse! Recent studies have shown that ninety percent of Americans have at least one credit card and that they are using their cards – A LOT!

Facts

The average US family has a debit balance of between $7,000 and $10,000 on all their credit cards. It is interesting to note that over $1,000 per family goes on interest every year. And that’s just the average – some people owe much more.

A solution to repair your credit

Pay your bills on time, especially mortgage or rent payments. Apart from extreme circumstances like bankruptcy or tax bills, nothing has as big of an impact on your credit history as late payments.

The book Debt Credit Repair covers important aspects regarding managing your debts and gives valuable guidance for improving your credit score, such as:

Ÿ         First Thing First – Your Credit Report

Ÿ         FICO and You

Ÿ         Next things Next – Finding Your Score

Ÿ         Establish Good Credit

Ÿ         Repairing Your Credit Score

Ÿ         Bankruptcy

Ÿ         Credit Counselors/Debt Consolidators

Ÿ         Mistakes Can Be Made

Ÿ         Identity Theft and Your Credit

Ÿ         Raising Your Credit Score

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